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Mastercard:Paying at the store just got more personal with a smile or a wave.

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Mastercard:Paying at the store just got more personal with a smile or a wave.
Image credit:Pixabay
When you have your hands full, you won’t have to search for your phone or wallet. The next generation of in-person payments will only require a quick smile or wave of the hand. The trusted technology that lets you unlock your phone with your face or fingerprint can now be used to speed up the checkout process. With the new Biometric Checkout Program from Mastercard, you will only need yourself.

As part of a global launch that was announced earlier today, the program is a first-of-its-kind technology framework that will help set standards for new ways to pay at stores of all sizes, from big box stores to mom-and-pop shops. The program sets out a set of rules that banks, merchants, and technology providers must follow. This helps to keep personal information safe and private when people pay with their fingerprints.

Participants in Mastercard’s Biometric Checkout Program let customers sign up for their biometric checkout services through a merchant or identity provider app, either in-store or at home. Once a customer is signed up, they don’t have to slow down the checkout line by looking through their pockets or bags. To pay, customers just have to look at their bill, smile into a camera, or wave their hand over a reader. The new technology makes checkout quick and safe, and it gives customers the freedom to choose how they want to pay.

There are also a lot of benefits for merchants, such as faster transactions, shorter lines, better hygiene, and more security. The payment system can be linked to loyalty programs and personalized recommendations to help customers find products they might be interested in based on what they’ve bought before.

Mastercard is working with partners like NEC, Payface, Aurus, PaybyFace, PopID, and Fujitsu Limited to launch and scale these new checkout options around the world. They do this by following an overarching framework of minimum standards, specifications, and guidelines that address security, biometric performance level, and data protection in the context of in-store biometric payments.

This week, Payface and St. Marche will start the first pilot in Brazil. Five St. Marche grocery stores in So Paulo will use Payface’s technology as part of the pilot. People who shop at these supermarkets can use the Payface app to register their face and payment information. Once registered, they can just smile at the checkout to pay without a card or mobile device. Plans are being made to roll out future pilots in the Middle East and Asia.

“The way we pay needs to keep pace with the way we live, work and do business, offering choice to consumers with the highest levels of security,” said Ajay Bhalla, president, Cyber & Intelligence at Mastercard. “Our goal with this new program is to make shopping a great experience for consumers and merchants alike, providing the best of both security and convenience.”

Mastercard

More information: Mastercard website

Finance

Does McDonald’s accept Apple Pay?

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At any McDonald’s outlet in the United States, you can use the Apple Pay app on your iPhone or Apple Watch to pay for your purchase. At McDonald’s, utilizing Apple Pay is completely free of charge regardless of whether you place your order in advance or in-store. Because the charges are the same as if you were to hand the card itself to the cashier, you may still be subject to an international transaction fee even if you pay with your phone while traveling internationally. Because the card issuer, and not Apple, is responsible for applying these charges (if applicable), you should not expect to receive them using Apple Pay if you do not normally receive them.

When you shop at McDonald’s using Apple Pay, just like when you use Apple Pay at Taco Bell, you’ll continue to earn all of the same benefits as you would if you were using your actual card instead.

Customers can also pay at McDonald’s with services like Google Pay and Samsung Pay, which are not owned by McDonald’s. These functions are very similar to those of Apple Pay. You will need to use a card that Aldi accepts in order to make purchases there. They do not assess their own transaction fees for the convenience of letting you leave your wallet at home, and they should not have an effect on your ability to earn rewards from the card issuer for purchases that meet the requirements, but you should always check with them first if you have any questions about this.

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Is Apple Pay accepted at Target? 

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Apple Pay is a popular payment system that allows consumers to make payments in stores and online without having to use their physical credit cards or cash. It is compatible with Macs, iPhones, iPads, and Apple Watches. Unfortunately, not all large retailers have made their storefronts and websites Apple Pay-compatible.

Is Apple Pay accepted at Target? The simple answer is yes!

It’s worth noting that this is a departure from the past, as when Apple Pay was originally released, Target refused to accept it. It’s also worth noting that, while Target now accepts Apple Pay and other contactless digital wallets in its shops, they still cannot be used on the Target website or mobile app. If you wish to use Apply Pay at the Target checkout, make sure you have it properly configured on your iPhone or other Apple device first.

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Is Apple Pay accepted at Walmart?

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There’s a fair possibility that if you live in the United States, there’s a Walmart within commuting distance (around five miles). Walmart is a popular grocery store due to its low prices and large selection.

No, sorry. Apple Pay doesn’t work for self-checkout or cashier mates.

However, you’re in luck if you don’t have Apple Pay and want to pay at Walmart using your iPhone.

Walmart doesn’t accept Apple Pay to promote Walmart Pay—scan the QR code at any checkout lane to pay. Easy.

No cash or card is needed—Walmart will keep your receipt.

Walmart Pay accepts which methods? (* indicates checkout-only procedures)

Bankcards
Debit Cards Gift Cards
Capital One Walmart Cards
PayPal\sAffirm

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